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[22 Aug 2009|02:21am] |
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I won the longest putt at the company golf outing today! My first birdie, too. It was amazing. Definitely not going to replace my putter now, I don't care what Gary says.
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| refinancing and bank graft |
[23 Jul 2009|04:51pm] |
I am trying to refinance again-- my friend recommended a broker who charges nothing until the transaction is completed. The goal is to get rid of PMI and switch from a 30-year loan to a 15-year loan at 4.75% or better.
The first time around I went with Citibank/CitiMortgage. CitiMortgage offered me a really good rate, charged me $1000 for the application, then approved my application on the condition that an appraisal of the property would support the loan amount. I had no doubts that it would, considering Citibank gave me the original loan in the first place. So far, so good! But what do you know, the appraiser they hired valued the property so low that CitiMortgage said, sorry the appraised value does not support your requested loan amount. CitiMortgage then refused my application and kept the $1000. What a scam!
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